Mozn Launches “Payment Intelligence” – Setting a New Standard for Real-Time Fraud Prevention in MENA

 Mozn, a regional leader in enterprise AI technologies, has announced the launch of Payment Intelligence, a new product within its flagship FOCAL Enterprise Fraud Management platform, at Money 20/20 – the world’s leading fintech show. Payment Intelligence delivers real-time detection and instant decision-making, enabling institutions to block fraudulent transactions before financial loss occurs without impacting legitimate payments.

In a rapidly evolving digital economy, MENA’s financial sector faces increasingly sophisticated fraud threats that can inflict financial damage on individuals and institutions. Mozn’s Payment Intelligence analyzes device, behavioral, and transactional signals to identify and intercept fraud in real time, helping institutions process payments faster with confidence while adhering to regulatory compliance requirements and maintaining customer trust. By correlating multi-layered signals, including transactional, non-transactional, device, and in-app behavioral data, the product eliminates blind spots and delivers risk decisions that provide businesses with a 360-degree view of the customer journey and drive proactive fraud prevention.

 “Fraud doesn’t begin and end at the payment screen, it can start the moment a user registers, logs in, or changes their account details,” said Malik Alyousef, Co-founder and Chief Operating Officer at Mozn. “With Payment Intelligence, we extend protection across the entire customer journey, closing every gap in the user lifecycle. This ensures threats are intercepted at any point they emerge, allowing institutions to process payments faster and more confidently. The enhancement marks a major milestone in our mission to empower financial institutions with real-time, end-to-end fraud detection and prevention.”

FOCAL Enterprise Fraud Management unifies device intelligence, event intelligence, and payment intelligence into a one end-to-end platform, giving financial institutions the ability to detect, prevent and respond to fraud at every stage of the customer journey. Payment Intelligence acts instantly to contain high-risk activity through automated blocking, holding, or escalation without waiting for manual review. It also strengthens defenses over time by leveraging a shared fraud network to identify and stop mule accounts, flagged devices, and emerging threats. FOCAL Enterprise Fraud Management is part of the broader FOCAL Financial Crime Prevention Platform, which covers both AML compliance and fraud prevention, ensuring a comprehensive approach to financial crime risk.

Mozn’s FOCAL Enterprise Fraud Prevention suite is recognized in the industry for its innovative approach of covering entire user journey for proactive fraud prevention and was recently recognized by top analyst firms including Forrester, Chartis, and Frost & Sullivan.

With the launch of Payment Intelligence and the strengthening of the FOCAL Enterprise Fraud Management platform, Mozn reinforces its unwavering commitment to safeguarding the region’s financial sector with cutting-edge AI. By fortifying trust in every transaction, Payment Intelligence will strengthen the region’s financial resilience and advance its vision for secure, innovation-driven growth.